Vaughan Capital Advisory

Men of God Development & Investments LLC

5655 Peachtree Pkwy

Norcross, GA 30099

(678) 687-2855

Digital Infrastructure Brief

Settlement Architecture & Custody Overview

Executive Summary

Vaughan Capital Advisory operates institutional-grade digital settlement infrastructure engineered for speed, security, auditability, and regulatory alignment.

Clients experience operational simplicity: a phone call, a wire instruction, a monthly statement. Behind that simplicity operates a 24/7 digital settlement engine with transaction finality measured in seconds and audit trails anchored immutably on public blockchains.

Settlement Networks

XRP Ledger (XRPL)

Primary Settlement Rail

Operational since 2012
3–5 second transaction finality — no reversible or pending settlement states
Average transaction cost under $0.001
Native issued currency support (Trust Lines) for stablecoin settlement
Built-in decentralized exchange for on-ledger settlement
Utilized by 300+ financial institutions through RippleNet infrastructure
U.S. regulatory clarity established through federal court proceedings

Function

Primary capital settlement and internal portfolio tokenization rail.

Stellar Network

Secondary Settlement & Stablecoin Issuance

5–7 second transaction finality with built-in compliance controls
Asset issuance framework optimized for regulatory compliance
Native USDC integration through Circle partnership
SEP standards for cross-network interoperability
MoneyGram fiat on/off ramp integration
Built-in path payments for cross-asset settlement routing

Function

Stablecoin issuance layer and secondary settlement redundancy.

Stablecoin Settlement Layer

All client capital is denominated in regulated digital dollars for settlement efficiency. All MOG-issued instruments remain fully segregated and traceable on-chain.

Currency	Issuer	Networks	Primary Function
USDC	Circle	XRPL, Stellar, Ethereum	Primary reserves & settlement
USDT	Tether	XRPL, Ethereum	Secondary liquidity
mogUSD	MOG Issuance	XRPL, Stellar	Internal settlement
mogGOLD	MOG Issuance	XRPL	Gold portfolio instrument
mogRE	MOG Issuance	XRPL	Real estate portfolio vehicle
mogYIELD	MOG Issuance	Stellar	Private credit income vehicle

Custody Architecture

The firm maintains a four-wallet segregation framework designed for institutional-grade asset protection and regulatory compliance:

Hot Wallet — Intake

Treasury Receive

Receives inbound capital
Generates unique receipt ID
Auto-forwards after confirmation
Maximum dwell time: 10 minutes

Purpose: Controlled intake without custody risk.

Cold Wallet — Storage

Institutional Cold Custody

Multi-signature authorization
Segregated client asset storage
Compatible with Fireblocks and BitGo
No operational co-mingling

Purpose: Long-term asset protection.

Warm Wallet — Operations

Operational Layer

Covers settlement fees and distributions
Budget-limited with daily transaction caps
Isolated from client custody
Independent reconciliation

Purpose: Isolated operational liquidity.

Escrow — Collateral Vault

Secured Lending Infrastructure

Dedicated collateral segregation
Automated LTV monitoring
Predefined liquidation waterfall
No cross-wallet exposure

Purpose: Institutional-grade lending protection.

Compliance Infrastructure

Each transaction passes through a layered compliance engine. Compliance is not retroactive — it is embedded at the transaction layer.

KYC verification for all counterparties before first transaction
Real-time OFAC screening on every settlement
Continuous sanctions list updates across all jurisdictions
Automated BSA/AML monitoring and suspicious activity detection
Jurisdictional risk filtering against restricted territories
Immutable on-chain transaction hash archiving for permanent audit trail

Settlement Flow

Client Initiates

Wire transfer or stablecoin deposit instruction

KYC / AML Verification

Automated compliance screening and sanctions check

XRPL or Stellar Settlement

3–7 second on-chain finality with immutable confirmation

Multi-Sig Custody Assignment

Assets routed to segregated cold custody wallet

Hash-Anchored Receipt

Client receives confirmation with on-chain transaction hash

Infrastructure Philosophy

Vaughan Capital Advisory does not treat blockchain as speculation. It is used as:

Settlement Rail

Instant, final, borderless value transfer

Custody Audit Layer

Immutable proof of every asset movement

Compliance Mechanism

Embedded regulatory checks at transaction layer

Cost Reduction Engine

Eliminates wire fees, correspondent delays, and reconciliation overhead

Clients interact with traditional documentation and reporting. The blockchain remains the invisible backbone.

Buck Vaughan

Buck Vaughan, Principal

Vaughan Capital Advisory

Men of God Development & Investments LLC

CONFIDENTIAL — This document is provided for informational purposes only and does not constitute an offer to sell or solicitation of an offer to buy any securities. This document contains forward-looking statements that involve risks and uncertainties. Past performance is not indicative of future results.